经济学会计英语经典文章双语阅读

2019-02-26 12:04:11 来源: bingfree
  以下文章是会计英语文章的经典撰稿人威廉撰写的一篇专业性非常强的会计文章,经过编辑的后期翻译,成为了一篇经典的双语阅读材料。
  
  威廉姆布莱曾任职银行业的监管人员。他从亲身经历中看到了银行系统是如何行骗的;看到了诈骗性贷款和其他狡猾的伎俩是如何导致了2008年的银行业危机,从而威胁到了全球的经济。布莱克的这场引人入胜的演讲从学术角度揭示了从内部掏空一个银行的“最佳方案“。
During the savings and loandebaclein 1984,we looked at every single failure,and we lookedfor common characteristics,

1984年储贷危机期间,我们仔细研究了每一个破产案例。寻找其中的共同点。

And we discovered this recipewas common to each of these frauds.

我们发现这一套路在每个欺诈案例中都存在。
 

In other words, a coroner could find these things because this is a fatalrecipethat will destroythe banks as well as the economy.

换言之,验尸官能够找到这些东西。因为这是致命的“毒方”不仅会毁掉银行,也会毁掉我们的经济。
 

And it also turns out to be precisely what could have stopped this crisis, the one that cost us 11 trillion dollars just in the household sector.

这也正是可以阻止这场危机发生的东西,这一危机仅在经济的私人部门就让我们损失11万亿。
 

Yhat cost us 10 million jobs, was the easiest financial crisis by far to have avoided completely ifwe had simply learned the lessons of epidemics of controlfraud,particularly using this recipe.

丢掉1000万个工作岗位,如果我们能够运用这一固定套路从大面积的管理欺诈行为中吸取教训,我们就可以轻而易举地避免这场危机的发生。
 

So let's go to this crisis, and the two huge epidemics of loanorigination fraudthat drove thecrisis appraisalfraudand liar's loans.

现在我们来看看这场危机以及导致它发生的两种大面积借贷欺诈行为:估价欺诈和欺骗性贷款。
 

and what we're going to see in looking at both of these is we got warnings that were incrediblyearly about these frauds.

Now, we've seen this before in the savings and loandebacle,and we know that this kind offraudcan only originatefrom the lenders.

在储贷危机期间,我们就遇到过这种情况,我们知道这种欺诈行为的罪魁祸首就是借方。

and that no honest lender would ever inflatethe appraisal,because it's the great protectionagainst loss.
 

有节操的借方绝对不会为估值灌水,因为拒绝灌水才是防止损失的上策。

So this was an incredibly early warning, 2000.

所以说,预警信号早在2000年就已出现。
 

这篇双语阅读的内容主要是介绍储贷危机的英语阅读内容,经过双鱼的改版后比较容易阅读和理解。如果想要了解更多的双语阅读材料可以到徕课英语的学习中心栏目中进行寻找和查看,会有很多干货文章。

相关问答:
问:会计人如果想要系统的学习英语有什么好的办法吗?
答:会计由于要求的专业词汇和用法比较多,最好可以系统的参加培训,可以了解一下在线会计英语的培训课程,徕课英语就有的而且可以前期免费试听。

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